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Our buyer’s guide helps you familiarize yourself with the process so your purchase goes smoothly, and with no hidden surprises.

Make an Enquiry

When first contacting Gulf Sotheby’s International Realty, you will be welcomed by our friendly customer care department who will listen to your requirements and quickly and efficiently assign you to a dedicated global property consultant. All our global property consultants are trained area specialists who deal exclusively with sales.

Find the Right Property

With over 1,000 properties always available, our global property consultants will assess your requirements and match suitable properties using their expertise and skill. Once matched, the global property consultant designated for you will contact you and provide you with all the details of each of the suitable properties for you to assess in your own time and at your own pace.

Arrange Financing

In Dubai, you are either a “cash buyer” or a “finance buyer”. If you are purchasing by cash, you must ensure that your funds are readily available when buying a property. If you prefer to buy a property through financing, you must first obtain a pre-approval. Our in-house mortgage advisors will assist you through this stage of pre-approval.

Accompanied Viewings

Once your fund is arranged and in place, our dedicated global property consultant will accompany you – or even come and collect you – to take you to view the properties you have shortlisted. All viewings are accompanied by our area experts who will provide you with all the essential information about the amenities, facilities, schools, and shops within your chosen development.

Make an Offer

Once you have found your perfect property, your consultant will negotiate the best price and most convenient transaction to suit both parties. When making a property offer, you will be asked to present a refundable security deposit cheque, which is equivalent to 10% of the net purchase price you are offering. This cheque will not be cashed and is held by Gulf Sotheby’s International Realty until your offer is accepted.

Offer Accepted

With your offer now accepted, the escrow-regulated contract will be prepared for you by the Emirates Conveyancing. The contract outlines the terms, conditions and costs of the sale. You will be required to sign this legally binding agreement and your 10% deposit will be held by the escrow agent for the duration of the contract.


Our conveyancers  manage the sale process – from contract signing up to the transfer of ownership. Our team takes care of all the process involved and will coordinate with banks, developers, and finance settlements, arrange power of attorney, and maintain a central point of contact for you throughout the purchase. The complete process will take between 15 to 45 business days depending on the terms.

No Objection Certificate (NOC)

This is the penultimate stage and the final permission required before the transfer of ownership can take place. Emirates Conveyancing, alongside Gulf Sotheby’s International Realty, will coordinate this process and accompany you to all parties involved to complete the final approvals, which will secure you an NOC.

Transfer of Ownership

With the NOC completed, you will receive a full statement in anticipation of the transfer of ownership appointment. The statement highlights the amounts to be paid to the seller and the final fees to be settled. On the agreed transfer date, we will accompany you to the transfer office, with the seller, where you will take final ownership of your new property.


That’s it, you’re done! You have now purchased through Gulf Sotheby’s International Realty and in partnership with Emirates Conveyancing. We look forward to leading you again in finding your next dream property in the UAE and from anywhere in the world.


Can I purchase a property in Dubai?

Yes. Nationals, non-nationals, and non-residents can all purchase property in Dubai. The funds to purchase will need to be available in Dubai and you will need to be in the country to complete the purchase or have appointed a power of attorney (POA) to act on your behalf.

Do I need a real estate lawyer?

A purchasing contract is prepared by our in-house conveyancers. It is a legal contract governed by the Real Estate Regulatory Authority (RERA) and outlines the conditions and process of the sale. The conveyancers will complete all stages of your purchase up to the final completion when you receive the keys to your new property.

What documentation will I need when buying?

If you are a non-resident, you will need to show a valid passport as identification. If you are a resident of Dubai, your Emirates identification card will be required also.

Are there any restrictions to where I can buy a property in Dubai?

Non-nationals can only buy in specific areas of Dubai – these are called freehold communities. Most communities, however, are freehold and can be purchased in.

Can I obtain a mortgage to buy a property in Dubai?

Yes. For residents of Dubai, banks will lend buyers up to 70% of the purchasing price for completed properties, and 50% for properties still under construction. Mortgagees will need to pass the banks credit checks and you must have a proof of monthly income (if a resident). Non-residents can also borrow from Dubai banks up to 50% of the purchase price. This is called a non-resident loan. All mortgages have processing and registration fees so check first before agreeing to any loan.

Will I be required to pay a deposit when signing the sales contract?

Yes. Upon selecting the property you wish to purchase, a security deposit will be requested from you and held in our escrow regulated account. The amount is equivalent to 10% of the agreed sale price and will be given to the seller only when the property is transferred into your name.

How long will a sale take to complete?

It will all depend on the circumstances of both buyer and seller and if mortgages are involved by either side. Generally, if the buyer is a cash purchaser and there is no mortgage on the property, the sale will take approximately 4 weeks. If one or other party has a mortgage, the process will take between 6 to 8 weeks approximately.

What fees will I have to pay?

When purchasing any property in Dubai, you will be required to pay a property transfer fee. The transfer fee is 4% of the sale price. There is an estate agent’s fee of 2% of the sale price and, additionally, you will need to budget approximately AED 5,000 to 6,000 extra to cover administration and conveyancing fees. The exact amounts to be paid are dictated by the sale price but will all be shown to you in the sales contract prior to you signing.

Will I receive a visa if I buy a property in Dubai?

When purchasing property in Dubai, an investors visa can be obtained. The property being purchased must be above AED 1,000,000 and the visa allows the purchaser to reside in Dubai. You are not able to take employment on this type of visa and it will need to be renewed each year.

Do I have to pay a community fee when owning a property?

All property owners must pay an annual maintenance fee to the community developer in which the property is located. The maintenance fee covers community running costs such as the landscaping, security guards and all facilities’ upkeep in the community. The amount is based on the size of each property and your agent can advise exactly what this amount will be prior to entering into the sale.

What precautions should I take when buying a property in Dubai?

Firstly, work only with credible agencies/companies. Gulf Sotheby’s International Realty is a fully regulated company and represents the global Sotheby’s International Realty® brand in the entire GCC region, including the markets of the UAE, Qatar, Saudi Arabia, Kuwait, Bahrain, and Oman. Our clients range from high net worth individuals to banks and financial institutions, royalty and governments, as well as corporate and commercial clients. Secondly, always ask to see the agent’s RERA broker number – this ensures that the agent you are dealing with is a registered agent and is licensed to practice in the UAE. Thirdly, always ask questions and request anything you have agreed with the agent to be included in the sale contract. And lastly, when handing over any payments, make sure that the transaction happens at the agent’s office and always request receipts and copies of all documents.


Gulf Sotheby’s International Realty prides in upholding a name and franchise renowned for years of expertise and successful sales of precious possessions and prestigious properties from around the world. In affiliation with Sotheby’s – one of the world’s largest brokers of fine arts and collections, and Sotheby’s International Realty® – the most prestigious real estate brand, our reputed identity empowered us to gain the trust and confidence of a client base that includes some of the most notable members of the society worldwide. Headquartered in Dubai, Gulf Sotheby’s International Realty encompasses markets across the GCC, including Qatar, Saudi Arabia, Kuwait, Bahrain and Oman. Partnerships with more than 900 affiliate offices with over 20,000 agents in over 70 countries and territories through the Sotheby’s International Realty® network give Gulf Sotheby’s International Realty an unparalleled edge in locating the best properties and investors. Through this rare level of brand recognition and global footprint, Gulf Sotheby’s International Realty is able to match the most coveted properties with international buyers and intenders.